The protection of your personal information is of utmost importance to us. The following Privacy Policy includes information about how Cover25.com uses your information.
Our Privacy Policy only applies to the following:
Information we collect about you through our website
Information provided to us when you call us, or information our partners could use with your permission
Additional information that you agree to provide us
Our Privacy Policy doesn’t apply to websites belonging to other companies or that we may link to. It also doesn’t apply to any other information that you directly provide to a carrier, agent, or another service provider you may be connected to through the use of our service.
Your personal information is collected to respond to requests for services or products we offer through our sites. The specific information we collect is provided to us by you regarding rates or price quotes. For instance, you could be asked to provide your e-mail address, telephone number, home address, name, or other additional information we may need so that you can be matched to agents or insurance carriers who can give you an insurance quote that will best suit your needs.
Other information that could be collected might include demographic information such as your gender or zip code which isn’t tied to your personal data. Your IP address is also included in the demographic information we collect, which could be considered as personal information in certain jurisdictions, but is mostly used for geographic purposes instead of legal compliance.
Personal information is shared under certain circumstances which we will discuss in the following paragraphs:
Requesting Quotes – If price quotes are submitted for insurance services or other products, the information in your request will be shared with third parties such as lead aggregators, carriers, agents, or any other in-network service providers to fulfill and process your request. This information may include your e-mail address, telephone number, home address, or name.
We require service providers to keep personal information secured and to limit how the information can be used per our agreements. We also require service providers to be compliant with state, national, or other pertinent privacy rules. When your information is sent to us, we can use it to contact you via telephone, via recorded messages or automation, or through SMS texts, e-mail, or U.S. mail in order to fulfill and process your request or market extra services or products that may interest you.
You also understand that any information you provide to us could be used by our service providers to contact you even if you are already subscribed to a do not call list, such as the one that is administered through the Federal Trade Commission or another local authority that has the ability to opt you out of receiving e-mails or phone calls. You can specifically ask our service providers not to contact you should they call or text you. While they will be more than happy to assist you with this request, bear in mind that this information could be maintained whether you choose to utilize their services or not.
De-Identified, Non-Personal, Or Aggregate Information – We may collectively use information about yourself along with other users, but not specifically discernible to you (aggregated information). Other information we may share could include de-identified, non-personal, or anonymous data that we collect. Third parties will also be able to improve their ability to reach people in their target markets with this information.
Legal Requirements – We may be required by law to share your information with government agencies or law enforcement to respond to state or federal audits, court orders, subpoenas, or comparable circumstances if we deem it necessary in order to take action, prevent, or investigate violations related to our Terms of Use, threats to a person’s physical safety, possible fraud, or illegal activities.
Business Transfers – Like other businesses, there is the possibility that we might sell or consolidate our business, become disassociated from it, merge with another company, or sell off our assets through a sizable corporate transaction. Should this kind of transaction take place, the new company will acquire access to the personal information we have maintained but would still be bound by our Privacy Policy.
To serve our service providers and users better, and to enhance or analyze our site’s performance, cookies or other technologies similar to them will be used to collect user data including browsing habits, link clicks, or the type of device a person is using. We also collect analytical data about how advertisers and our sites are being used as well as the way people interact with them.
If you wish to opt-out of using cookies on any of our websites, you can change your browser settings to stop allowing cookies or to ask you prior to accepting the cookies. Should you choose to do this, some parts of our sites could be limited.
When you provide us with your contact information, you are agreeing to receive direct communications from us or a third-party. If you request that your e-mail address be added to any of our mailing lists including our travel deals, we will send you offers, promotions, or newsletters via e-mail from time to time. To opt-out of these e-mails, all you have to do is click the unsubscribe link that’s featured at the bottom of all of our e-mails.
Our own policies and mailing lists are controlled by us. Third-party advertisers keep their own mailing lists maintained and could send you information about our services. Additionally, if your personal information is given to any service provider included in our network, the information they use will be subject to their own privacy policy and procedures. If you no longer wish to receive advertisements from third-parties, you’ll need to contact them directly.
Keeping your personal information secure is as important to us as it is to you and we take numerous steps to keep it safe. Access to people’s personal data is limited to agents or employees who require the information to provide you with any products or services you request from us. Procedural, electronic, and physical safeguards are also maintained, and we ensure that any data that we no longer need to use to substantiate records with our partners or provide you with services is either expunged or kept anonymous.
Any information you give us applies under our Privacy Policy, but when you visit a third-party site, be aware that you’ll be interacting with a site that has its own security and privacy rules. Should you choose to acquire any services on a third-party website, the data they collect will be bound by their privacy policy. These sites will also have their own policies pertaining to cookie usage and other tracking methods. Please review these policies should you request to do business with another service provider.
Anyone using our website must be 18 years old. Any information we collect, disclose, or use is not knowingly collected from people younger than 18. The services our site provides can only be used by children under 18 with a guardian or parent’s consent.
You can e-mail or snail-mail us a request to send you a summary of the personal information we have collected about you. These personal records will only be sent to a postal address or e-mail address we have for you on file. Removing, updating, changing, correcting, modifying, or obtaining personal records we have in our database requires you to visit our Contact Us page. From there, you will submit your request to us.
Our site’s Privacy Policy only covers information we have collected from U.S. residents. U.S. laws including data protection may not be as inclusive as they are in your country of residence. By using our services or visiting our websites, you agree and acknowledge that any information you provide to us might be transferred to us or any third-parties we may share your information with as mentioned in the Privacy Policy, no matter what your country’s laws are.
Should any laws from a different jurisdiction apply to how you use our sites or your data, we will follow these laws.
Changes can be made to our Privacy Policy at our discretion. Any material changes in how your personal information will be used, as well as the Privacy Policy itself, will be disclosed on our sites. Whenever you are using our sites, check our Privacy Policy so you will be aware of any current or future practices related to your privacy. We always include the date our Privacy Policy was last updated for your reference. You agree to any changes we’ve made to our Privacy Policy through continued use of our websites unless you otherwise tell us.
By using any of our websites, you agree to all of the terms outlined in our Privacy Policy. If there is anything about our policy you do not agree with, we ask that you do not access any of our sites.